Attention all Flood Insurance Representatives and Homeowners renewing flood insurance:
FEMA has updated the rating requirements and algorithms for writing flood insurance programs. Your premiums may have changed. Risk Rating 2.0 was implemented in 2 phases starting with Phase 1 for New policies beginning on Oct. 1, 2021 and continuing with Phase 2 with all remaining policies renewing on or after April 1, 2022.
Find out more about Risk Rating 2.0 and how it affects you at: Risk Rating 2.0
Are you making a man-made change to your property? If you are planning any of the following:
Mining, Dredging, Grading, Paving, Filling Excavating, Drainage Facilities, Storage of Machinery or Equipment, New Construction, Rehabilitation of an existing structure, any other man-made change to an improved or unimproved lot,
Fill out the permit above and contact David Fauth in the Community Development Department at (615) 380 8701 to discuss your application.
The Federal Emergency Management Agency (FEMA) operates the National Flood Insurance Program for communities to establish floodplains and qualify for reduced flood insurance rates. The City of Springfield (Community 470163) has been a participant in this FEMA program since 1974. The primary requirement is to identify and protect floodplains in order to reduce severe flooding.
For more information, see FEMA webpages entitled:
- Search your property on the interactive map to find our if your property is located in the floodplain
Additionally visit FloodSmart.gov - An Official Site of the National Flood Insurance Program:
The current ordinance for floodplain management can be found in Chapter 9 of the City of Springfield's Zoning Ordinance - Floodplain Districts.
FEMA guidelines strictly regulate any form of construction or development within a regulatory floodplain. A developer must demonstrate that there are no impacts to the flood water surface elevations, using FEMA application forms and analysis requirements as shown on the FEMA website. For this reason, it is very difficult and costly to develop within or near a floodplain. In addition to FEMA requirements, any proposed work within a stream typically requires permits from TDEC and the U.S. Army Corp of Engineers.
For a general understanding of how buffer zones and no-fill areas relate to FEMA flood boundaries, click here to view a Floodplain Cross-Sectional Diagram.
FLOOD INSURANCE RATE MAP PROFILES
The Flood Insurance Profiles can be viewed using the following links:
Flood insurance information can be viewed online and/or purchased inexpensively through the FEMA Map Service Center or viewed at the offices of the Community Development Department at City Hall.